We aim to touch the lives of everyone by creating a revolution of financial education. Our mission is to create financially responsible individuals by instilling the values that come along with working towards financial independence. Mr. Minervino created Time to Save to provide its members with an online community for shopping, saving, sharing, and learning. The free Time to Save membership includes an exclusive entrance into our online mall where millions of products are available, and vendors provide cash back savings on every purchase. Without making any changes to their normal shopping habits, our members save with every transaction. We then manage their savings accounts in conjunction with Fidelity to provide the best savings management we can for our members. Time to Save is Dick Minervino’s gift to the world.